Wang Xinran
Tel: +86 18663490129 | Email:
EDUCATION
Beijing Technology and Business University (BTBU) 09/2018-06/2020
Major:Applied Statistics ( BSc (Hons) Risk and Actuarial Studies); First-Class School-Level Scholarship (5%)
GPA: 3.99/5.0; Arithmetic Average: 90.36/100; Ranking: 2/37 (2018-2020)
University College Cork (UCC) 09/2020-06/2022
Major: Applied Statistics ( BSc (Hons) Risk and Actuarial Studies)
Average Score: 886/1200; First-Class Honours; TOEFL: 103; GRE: 163+170+4.5
Relevant Courses: Mathematical Analysis (94), Ordinary Differential Equations (94), Probability (92), Mathematical
Statistics (91), Mathematical Modeling and Experiments (92), C Language and Data Structures (93), Introduction to
Financial Mathematics, Risk Application, Probability and Statistics, Estimation Theory.
RESEARCH EXPERIENCE
Integrating Sustainability Goals in Innovation Processes 07/2021-08/2021
A Project of Cameron School of Business, University of North Carolina Wilmington
Adviser: Xaver Neumeyer, Assistant Professor of Entrepreneurship Management, UNCW; Online program
Applied a decision support tool in a Dual-Purpose Chicken case study in order to integrate sustainability goals in
innovation processes of livestock breeding.
Interviewed three groups to select the 7 sustainability goals from 47 goals; Rated the goals to indicate the degree that
they were considered to be already implemented; Visualized the goal selection and rating via spider diagrams.
Found a consensus among three actor groups on implementation of “animal welfare” and “regional economic effects”.
COMPETITION EXPERIENCE
National College Student Mathematical Contest in Modelling 09/2020
Theme: Comprehensive Model to Evaluate the Credit Decisions for Small and Medium Enterprises
Established models to evaluate credit risks based on fuzzy comprehensive evaluation; Conducted data analysis through
R and concluded factors influencing credit risks; Applied the partial larger scale Cauchy distribution function as the
subordinated function and calculated the credit amount under different credit risk indexes.
Collected financial data of 132 enterprises and analyzed the credit strategies of more than 300 enterprises; Obtained
factors affecting the overall competitiveness of enterprises though fuzzy synthetic evaluation model.
Obtained loan commitment under different credit risk through different methods like KNN Model, multiple regression
model and proportional prediction.
Analyzed the influence of emergent factors on different industries and adjusted the credit strategies of banks.
INTERNSHIP EXPERIENCE
Statistical Analysis System China | Software Development Intern 08/2020-09/2020
Analysis of the Informatization in Banks:
Explained the content of the informatization of banks and clarified the goals of software development.
Analyzed current results of informatiza6tion of banks from the perspective of data concentration, organizational
structure, credit management, innovation in financial service and information security.
Pointed out problems in the process of informatization, including the waste of data resource, system inconsistency,
information update and legal risks.
Introduced to equipment applied in the informatization: smart teller machine and mobile bank APP.
Integration of Unified Data Platform Logic:
Concluded the function of the platform, including the access to underlying data, management reports search and
cross-platform retrieval.
Designed the logical structure of the data platform from metadata collection and processing, calling and analysis of
system data, formation of files and front-end applications.
Classification of Bank Reports:
Collated the amount and content of bank report in public affairs, financial issues and credit affairs.
Collected the data utilized in bank system and listed the types of data acquired through the systems.
China Construction Bank, Shandong Branch | Lobby Management Intern 07/2020-08/2020
Provided consulting service for customers, knowing about theirs demands and guided them to their service; Opened
accounts for more than 100 customers.
Assisted the customers with their services and conducted a preliminary review of the qualifications of customers.
Responsible for the promotion of credit cards and other financial products; Participated in merchant inspection and
assisted to customer service development to enter information of shops.
EXTRACURRICULARACTIVITIES
BKTBAir | Training Experience 03/2020-05/2020
Participated in course planning and community operations, including business models, venture capital, the design and
construction of the red-chip structures of companies.
Planned and generalized relevant lectures like career plan in consultancy and investment bank.
Academic Practice & Organization Department, Student Union of BTBU 09/2018-06/2020
Planned and hosted debate competition of BTBU and related activities.
ADDITIONAL INFORMATION
Technical Skills: Familiar with the use of R, C, Stata, SPSS.
Honors & Rewards: First-Class Scholarship of academic year 2018-2019 and 2019-2020 of BTBU; First-Class Honours
of academic year 2020-2021 of UCC.
Interest & Hobby: piano, guitar, dancing, line drawing.